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Bank interest rates are different for different loan products, based on what quoted is the interest rates?
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Banks set interest rates correspondingly to the rates set by the Federal Reserve. They also consider the interest rates charged by competitors. On a specific loan, banks take into consideration the borrower's creditworthiness, which includes their credit score, income, savings, and other financial metrics.

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asked Dec 10, 2022 in Loans by MD Hasan Xhmed (893 points)

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